72 lines
2.8 KiB
Plaintext
72 lines
2.8 KiB
Plaintext
[1mBalance Sheet (date=2025-12-21)[0m
|
||
──────────────────────────────
|
||
[1mAssets[0m
|
||
[1mLiquids[0m
|
||
----------------- ------------
|
||
Corrent 11866.83 EUR
|
||
Estalvi 0 EUR
|
||
Compte d'inversió 0 EUR
|
||
Total líquids 11866.83 EUR
|
||
----------------- ------------
|
||
[1mInversions[0m
|
||
---------------- -------------
|
||
Fons d'inversió 70353.30 EUR
|
||
ETFs 39129.40 EUR
|
||
Accions 0 EUR
|
||
Renta fixa 23712.25 EUR
|
||
Total inversions 133194.95 EUR
|
||
---------------- -------------
|
||
[1mPropietat personal[0m
|
||
---------------------------- -----------
|
||
Vivenda principal 0 EUR
|
||
Cotxes 8174.00 EUR
|
||
Joies, Art, Col·leccionables 50.00 EUR
|
||
Metalls preciosos 0 EUR
|
||
Altres propietats 0 EUR
|
||
Total propietats 8224.00 EUR
|
||
---------------------------- -----------
|
||
[1mDeutes[0m
|
||
----------------- -----
|
||
Deutes per cobrar
|
||
Total deutes 0 EUR
|
||
----------------- -----
|
||
[1mBeneficis laborals[0m
|
||
----------------------------- -----------
|
||
Tickets Restaurant 45.92 EUR
|
||
Targeta Transport 63.65 EUR
|
||
Pla Pensions Empleados Zurich 4048.45 EUR
|
||
Total beneficis 4158.02 EUR
|
||
----------------------------- -----------
|
||
------------ -------------
|
||
[1mTotal Assets 157443.80 EUR
|
||
------------ -------------
|
||
──────────────────────────────
|
||
[1mLiabilites[0m
|
||
-------------------------------- ------------
|
||
Hipoteques en vivenda principal
|
||
Hipoteques en vivenda d'inversió 0 EUR
|
||
Targetes de crèdit 445.91 EUR
|
||
Línies de crèdit per inversió 19971.26 EUR
|
||
Factures impagades
|
||
Préstecs personals 0 EUR
|
||
Impostos no pagats
|
||
Altres passius 0 EUR
|
||
-------------------------------- ------------
|
||
------------- -------------
|
||
[1mTotal passius[0m [1m-20417.17 EUR[0m
|
||
------------- -------------
|
||
──────────────────────────────
|
||
[1mNet Worth 137026.63 EUR[0m
|
||
──────────────────────────────
|
||
[1mFinancial Ratios[0m
|
||
------------------------------------ -------- -------
|
||
Debt-to-Assets Ratio [92m12.97 %[0m 50 %
|
||
Emergency Fund [93m4.18 mth[0m 3-6 mth
|
||
Investment Assets to Net Worth Ratio [92m97.20 %[0m 50 %
|
||
Liquid Assets to Net Worth Ratio [92m105.86 %[0m 15 %
|
||
Savings Ratio [92m35.58 %[0m 20 %
|
||
Debt-Service Ratio [92m0.96 %[0m 35 %
|
||
Non-Mortgage Debt-Service Ratio [92m0.00 %[0m 15 %
|
||
Interest Coverage Ratio [92m33.34[0m 1.5
|
||
------------------------------------ -------- -------
|