27 desembre

2025-12-27 19:34:58 +01:00
parent c0ebdf099a
commit a45cdbd013
6 changed files with 148 additions and 14 deletions
--- a/reports/balance-sheet-report-2025-12-27.txt
+++ b/reports/balance-sheet-report-2025-12-27.txt
@@ -0,0 +1,74 @@
+[1mBalance Sheet (date=2025-12-27)[0m
+──────────────────────────────
+[1mAssets[0m
+	[1mComptes bancaris[0m
+-----------------  ------------
+Corrent            14273.57 EUR
+Estalvi            0 EUR
+Compte d'inversió  0 EUR
+Total              14273.57 EUR
+-----------------  ------------
+	[1mInversions[0m
+----------------  -------------
+Fons d'inversió   70711.07 EUR
+ETFs              40197.06 EUR
+Accions           0 EUR
+Renta fixa        23790.40 EUR
+Total inversions  134698.52 EUR
+----------------  -------------
+---------------------  ------------
+Inversions pignorades  41932.56 EUR
+---------------------  ------------
+	[1mPropietat personal[0m
+----------------------------  -----------
+Vivenda principal             0 EUR
+Cotxes                        8174.00 EUR
+Joies, Art, Col·leccionables  350.00 EUR
+Metalls preciosos             0 EUR
+Altres propietats             0 EUR
+Total propietats              8524.00 EUR
+----------------------------  -----------
+	[1mDeutes[0m
+-----------------  -----
+Deutes per cobrar
+Total deutes       0 EUR
+-----------------  -----
+	[1mBeneficis laborals[0m
+-----------------------------  -----------
+Tickets Restaurant             45.92 EUR
+Targeta Transport              37.95 EUR
+Pla Pensions Empleados Zurich  4122.54 EUR
+Total beneficis                4206.41 EUR
+-----------------------------  -----------
+------------  -------------
+[1mTotal Assets  161702.50 EUR
+------------  -------------
+──────────────────────────────
+[1mLiabilites[0m
+--------------------------------  ------------
+Hipoteques en vivenda principal
+Hipoteques en vivenda d'inversió  0 EUR
+Targetes de crèdit                445.91 EUR
+Línies de crèdit per inversió     18771.26 EUR
+Factures impagades
+Préstecs personals                0 EUR
+Impostos no pagats
+Altres passius                    0 EUR
+--------------------------------  ------------
+-------------  -------------
+[1mTotal passius[0m  [1m-19217.17 EUR[0m
+-------------  -------------
+──────────────────────────────
+[1mNet Worth	142485.33 EUR[0m
+──────────────────────────────
+[1mFinancial Ratios[0m
+------------------------------------  --------  -------
+Debt-to-Assets Ratio                  [92m11.88 %[0m   50 %
+Emergency Fund                        [93m5.02 mth[0m  3-6 mth
+Investment Assets to Net Worth Ratio  [92m94.54 %[0m   50 %
+Liquid Assets to Net Worth Ratio      [92m75.12 %[0m   15 %
+Savings Ratio                         [92m39.47 %[0m   20 %
+Debt-Service Ratio                    [92m0.96 %[0m    35 %
+Non-Mortgage Debt-Service Ratio       [92m0.00 %[0m    15 %
+Interest Coverage Ratio               [92m33.90[0m     1.5
+------------------------------------  --------  -------