75 lines
2.9 KiB
Plaintext
75 lines
2.9 KiB
Plaintext
|
[1mBalance Sheet (date=2025-12-27)[0m
|
|||
|
|
──────────────────────────────
|
|||
|
|
[1mAssets[0m
|
|||
|
|
[1mComptes bancaris[0m
|
|||
|
|
----------------- ------------
|
|||
|
|
Corrent 14273.57 EUR
|
|||
|
|
Estalvi 0 EUR
|
|||
|
|
Compte d'inversió 0 EUR
|
|||
|
|
Total 14273.57 EUR
|
|||
|
|
----------------- ------------
|
|||
|
|
[1mInversions[0m
|
|||
|
|
---------------- -------------
|
|||
|
|
Fons d'inversió 70711.07 EUR
|
|||
|
|
ETFs 40197.06 EUR
|
|||
|
|
Accions 0 EUR
|
|||
|
|
Renta fixa 23790.40 EUR
|
|||
|
|
Total inversions 134698.52 EUR
|
|||
|
|
---------------- -------------
|
|||
|
|
--------------------- ------------
|
|||
|
|
Inversions pignorades 41932.56 EUR
|
|||
|
|
--------------------- ------------
|
|||
|
|
[1mPropietat personal[0m
|
|||
|
|
---------------------------- -----------
|
|||
|
|
Vivenda principal 0 EUR
|
|||
|
|
Cotxes 8174.00 EUR
|
|||
|
|
Joies, Art, Col·leccionables 350.00 EUR
|
|||
|
|
Metalls preciosos 0 EUR
|
|||
|
|
Altres propietats 0 EUR
|
|||
|
|
Total propietats 8524.00 EUR
|
|||
|
|
---------------------------- -----------
|
|||
|
|
[1mDeutes[0m
|
|||
|
|
----------------- -----
|
|||
|
|
Deutes per cobrar
|
|||
|
|
Total deutes 0 EUR
|
|||
|
|
----------------- -----
|
|||
|
|
[1mBeneficis laborals[0m
|
|||
|
|
----------------------------- -----------
|
|||
|
|
Tickets Restaurant 45.92 EUR
|
|||
|
|
Targeta Transport 37.95 EUR
|
|||
|
|
Pla Pensions Empleados Zurich 4122.54 EUR
|
|||
|
|
Total beneficis 4206.41 EUR
|
|||
|
|
----------------------------- -----------
|
|||
|
|
------------ -------------
|
|||
|
|
[1mTotal Assets 161702.50 EUR
|
|||
|
|
------------ -------------
|
|||
|
|
──────────────────────────────
|
|||
|
|
[1mLiabilites[0m
|
|||
|
|
-------------------------------- ------------
|
|||
|
|
Hipoteques en vivenda principal
|
|||
|
|
Hipoteques en vivenda d'inversió 0 EUR
|
|||
|
|
Targetes de crèdit 445.91 EUR
|
|||
|
|
Línies de crèdit per inversió 18771.26 EUR
|
|||
|
|
Factures impagades
|
|||
|
|
Préstecs personals 0 EUR
|
|||
|
|
Impostos no pagats
|
|||
|
|
Altres passius 0 EUR
|
|||
|
|
-------------------------------- ------------
|
|||
|
|
------------- -------------
|
|||
|
|
[1mTotal passius[0m [1m-19217.17 EUR[0m
|
|||
|
|
------------- -------------
|
|||
|
|
──────────────────────────────
|
|||
|
|
[1mNet Worth 142485.33 EUR[0m
|
|||
|
|
──────────────────────────────
|
|||
|
|
[1mFinancial Ratios[0m
|
|||
|
|
------------------------------------ -------- -------
|
|||
|
|
Debt-to-Assets Ratio [92m11.88 %[0m 50 %
|
|||
|
|
Emergency Fund [93m5.02 mth[0m 3-6 mth
|
|||
|
|
Investment Assets to Net Worth Ratio [92m94.54 %[0m 50 %
|
|||
|
|
Liquid Assets to Net Worth Ratio [92m75.12 %[0m 15 %
|
|||
|
|
Savings Ratio [92m39.47 %[0m 20 %
|
|||
|
|
Debt-Service Ratio [92m0.96 %[0m 35 %
|
|||
|
|
Non-Mortgage Debt-Service Ratio [92m0.00 %[0m 15 %
|
|||
|
|
Interest Coverage Ratio [92m33.90[0m 1.5
|
|||
|
|
------------------------------------ -------- -------
|